Loan Saver®: Your Key to Saving Money
Find Out How Much Money You Could Save!
It's simple to see how much you could save by moving your loans to Sb1.

1) Select Your Credit
I would describe my credit as:

2) Enter Your Loans
Click each tab to enter your loans that are at other financial institutions and click “Calculate.”

3) Let Us Show You the Savings
Once you have entered all your loans, click "Request Savings Proposal."

Any information you submit will remain confidential and will not be disclosed to anyone other than an employee of Sb1.

Lower Your Rates And Monthly Payments!
Enter Your Auto Loans
 Current Loan
Balance
Current
APR
Remaining Term
(Months)
Credit Union
APR*
Potential Savings
for moving your loan(s)
to the Credit Union**
Example:    
Loan 1:    
Loan 2:    
Loan 3:    
Total Savings:**
Combined Savings:**
Auto rate shown is based on a new auto purchase only with a maximum term of 60 months. Members with existing Sb1 auto loans requesting to lower their current auto loan rate will be subject to a $250 loan modification fee.
Enter Your Home Equity Lines of Credit
 Current Line
Balance
Current
APR
Credit Union
APR*
Potential 1-Year Savings
for moving your line(s)
to the Credit Union**
Example:    
Line 1:    
Line 2:    
Line 3:    
Total Savings:**
Combined Savings:**
80% Loan to Value Variable at Prime 0.00% with a floor rate of 4.00%. Maximum Rate of 18%. Refinancing of existing Sb1 home loans will incur a .50% loan origination fee to cover the cost of refinancing their current loan. Home Equity Loans are not available in TX, or PR. There is a $25 fee for any Home Equity Line of Credit checks written for less than $500. Closing costs for any Sb1 Home Equity/HELOC are $200 and up depending on geographic area. Call for details.
Enter Your Home Equity Installment Loans (HEILs) up to 15 Years
 Current Loan
Balance
Current
APR
Remaining Term
(Months)
Credit Union
APR*
Potential Savings
for moving your loan(s)
to the Credit Union**
Example:    
Loan 1:    
Loan 2:    
Loan 3:    
Total Savings:**
Combined Savings:**
Enter Your Credit Cards
 Current Card
Balance
Current
APR
Credit Union
APR*
Potential 1-Year Savings
for moving your card(s)
to the Credit Union**
Example:    
Card 1:    
Card 2:    
Card 3:    
Total Savings:**
Combined Savings:**
APR shown is based on an Sb1 Gold Visa credit card. Sb1 has various credit card options. Please ask a member service representative which card may be best for you.
Enter Your Lines of Credit
 Current Line
Balance
Current
APR
Credit Union
APR*
Potential 1-Year Savings
for moving your line(s)
to the Credit Union**
Example:    
Line 1:    
Line 2:    
Line 3:    
Total Savings:**
Combined Savings:**
Enter Your Signature Loans
 Current Loan
Balance
Current
APR
Remaining Term
(Months)
Credit Union
APR*
Potential Savings
for moving your loan(s)
to the Credit Union**
Example:    
Loan 1:    
Loan 2:    
Loan 3:    
Total Savings:**
Combined Savings:**
Sb1 members who wish to refinance existing Sb1 loans must borrow an additional $2,500 in new money to qualify for the current posted rate.
Request a Loan Savings Proposal Today!
Double check that you entered all of your loans and clicked "calculate" for each one. Then, enter your contact information below and click "Request Savings Proposal." We will be in touch as soon as possible!

Any information you submit will remain confidential and will not be disclosed to anyone other than an employee of Sb1.

First Name: Middle Initial: Last Name:
Email Address: Phone Number: Birth Date:
/ /
  -OR-  
Combined Savings:**
APR = Annual Percentage Rate. Sb1 has a tiered loan rate policy which applies different loan rates to borrower`s based upon the borrower`s credit history. Rates subject to change at any time. All savings shown are estimates. Your actual savings may vary from the amounts shown.